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Chartered Accountants · Bank Street, Galashiels · Since 2005

Clear, proactive accountancy for Borders businesses.

We handle your accounts, tax and payroll with precision — and give you plain-English advice all year round, not just at year end.

Book a free consultation or call 01896 123 456
An accountant in glasses smiles and takes notes while talking through figures with a client across a wooden table, laptop open between them, in an office with an exposed brick wall.
A named adviser, not a call centre. Every client works with one chartered accountant who knows the business — and picks up the phone.

Accredited & working with

  • ACCA
  • Xero certified
  • QuickBooks
  • FreeAgent

i.What we do

Accountancy built around your business.

From day-to-day bookkeeping to long-term strategy, we cover everything a growing Borders business needs — under one roof, on one fixed fee.

Two colleagues at a grey desk: one signs a notebook page while the other turns over a set of printed accounts.

  1. Accounts & bookkeeping

    Accurate, up-to-date accounts and day-to-day bookkeeping, so you always know where your business stands.

  2. Tax returns & planning

    Self-assessment, corporation tax and proactive planning that keeps you compliant and legally minimises what you owe.

  3. Payroll

    Fully managed payroll and pensions administration, filed on time, every time, so your team is always paid correctly.

  4. VAT

    VAT registration, returns and Making Tax Digital compliance, handled quietly and correctly in the background.

  5. Business advisory

    Forecasts, cash flow and strategic advice from an accountant who knows the local Borders market.

  6. Startups & incorporation

    Company formation, structuring and first-year support to get new Borders businesses off on the right foot.

ii.Who we help

The people who keep Borders high streets open.

Every trade has its own quirks — CIS on a building site, seasonal cash flow on a farm, tight margins behind a café counter. We tailor our advice to how your business actually works.

A shop owner in a grey quarter-zip jumper stands with arms folded in his clothing shop, rails of garments behind him.
Retail

Independent shops

Stock, VAT and till reconciliation, simplified — so the numbers make as much sense as the shop floor.

Two smiling café owners in aprons stand side by side in front of their counter and shelves of bottles.
Hospitality

Cafés, pubs & restaurants

Tight-margin trading made visible and manageable, week by week.

A young business owner in a tartan apron holds up a sign reading “Yes, we’re open” behind her counter.
Startups & new business

Opening your doors

From idea to incorporation, done properly the first time.

  • Trades & constructionCIS, self-employment and job costing sorted.
  • Farming & agricultureSeasonal income, subsidies and succession planning.
  • Professional servicesPartnerships, consultants and practices, structured well.

iii.Fixed fees

Know what you'll pay before we start.

Three clear packages, billed monthly, with no charge for a quick phone call. Your consultation ends with a written fixed-fee proposal — nothing you don't need.

Sole trader

Self-employed, freelancers and landlords.

from£65/ month + VAT

  • Annual accounts
  • Self-assessment tax return
  • Making Tax Digital set-up
  • Named adviser, unlimited calls
  • Payroll — not included
  • Quarterly review meetings — not included
Discuss this package
Most chosen

Limited company

Established small companies with a handful of staff.

from£145/ month + VAT

  • Statutory accounts & corporation tax
  • Directors' self-assessment returns
  • Quarterly VAT returns (MTD)
  • Payroll for up to 5 staff
  • Named adviser, unlimited calls
  • Quarterly review meetings — not included
Discuss this package

Growing business

Ambitious firms that want an adviser in the room.

from£295/ month + VAT

  • Everything in Limited company
  • Monthly bookkeeping in Xero
  • Payroll for up to 20 staff
  • Cash-flow forecast, updated monthly
  • Quarterly review meetings
  • Year-end tax planning session
Discuss this package

Illustrative prices for this concept site. Every quote is fixed in writing after your free consultation, based on turnover, transactions and staff numbers.

From first call to first filing

  1. Free consultation

    We get to know your business, your numbers and what “good” looks like for you.

  2. Fixed-fee proposal

    A clear written quote covering exactly what you need — nothing you don't.

  3. We handle it

    Your accounts, tax and filings, managed accurately and on schedule.

  4. You grow

    Regular, plain-English reviews so you can make decisions with confidence.

A narrow high street of stone and brick buildings on a grey day, independent shops at street level and a church spire at the far end.
Two decades on the high street, alongside the businesses we serve.

iv.Why Tweed Valley

Proper advice, from people who know the Borders.

Founded in Galashiels in 2005, we've spent two decades working alongside trades, retailers, farms and professional practices across the region.

We believe good accountancy is proactive, not reactive. We flag opportunities before your year-end review, not after — and we explain them in plain English.

500+
Businesses supported
20+
Years in the Borders
£2m+
Tax legally saved
4.9/5
Average client rating

“They moved us onto Xero and finally we can see our numbers in real time, not three months late.”

Owner, building & joinery firm — Galashiels. Fictional client, illustrative quote.

“Straightforward, no jargon, and they actually pick up the phone. Saved us a genuinely significant amount at year end.”

Director, hospitality group — Scottish Borders. Illustrative.

“Helped us incorporate and set up payroll from day one. Everything was explained clearly and nothing felt rushed.”

Founder, startup — Peebles. Illustrative.

v.Insights

Practical notes from the team.

All articles

vi.Free consultation

Let's talk about your numbers.

Tell us a little about your business and we'll reply within one working day. An hour, a cup of tea, no obligation and no jargon.

Office
14 Bank Street, Galashiels, Scottish Borders, TD1 1EW
Opening hours
Monday – Friday, 9:00 – 17:00

Request a consultation

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